Society & Culture in the US

When I saw the look on my mom’s face I thought for sure that she was going to disown me. I knew that she would be upset because she had co-signed on a relatively large loan for me so I could get a decent interest rate. My credit rating wasn’t the greatest and I needed someone to step in and help me, which she did. Now that I filed for Chapter 13 bankruptcy, she thought I would be dragging her credit down the toilet right along with mine. I explained to her that chapter 13 had a provision in place to protect co-debtors, so she wouldn’t have to worry about the creditors coming after her for the money that I owed. I also explained to her that it certainly wasn’t my intention to have my business fail and not be able to pay my bills. It was just a very unfortunate situation, but I was going to do everything in my power to fix it and that I would do my best to protect her. Hopefully after a few months go by, and she sees that no one is going to harass her and that I’m doing my very best to make all this right, she’ll be able to trust me again.